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We're thrilled to announce the newest member of our growing Empower House Team, Bre Simard. Bre is a Client Associate who has been committed to delivering exceptional service in the banking world and is ready to pursue her goals of doing the same in wealth management. Her dedication to providing unparalleled client service was obvious from the moment we met in her first interview. Bre, we couldn't be more excited to welcome you to the team and watch you flourish! #WelcomeToTheTeam #WealthManagement #WhiteGloveEnergy
Investment in relationships gives the best dividends of all. Pictured here is my hilarious brother walking into our office on Friday afternoon with birthday gifts... and a lot of laughs. Would you believe that most of the time, he's a serious lawyer? :) #funniestbrother #sumo #laughbreak
September is over and class is in session! Had a great time talking with the estate planning team at Cody, Cody, & McCarthy about Social Security and all facets of wealth planning. It is always fun to share tips that help families make smarter financial decisions - and to do it with other professionals who are just as passionate as I am. Here are a few crib notes from the session that you may not know: - The One Big Beautiful Bill did NOT change Social Security collection rules for US citizens - The OBBB does allow for a $6k deduction per person over 65 if their MAGI is under $75k - Max benefit for someone turning 70 this year? About $5,100/month - it ain't peanuts - Widows can potentially claim their widow's benefit at 60 and delay their personal benefit to 70, maximizing their personal benefit - Kids born later in life? They could collect up to 50% of your benefit if under 18 (or 19 in high school), and your spouse can also get up to 50% if your child is under 16 - If you pass away after collecting, both your child under 18 and your spouse (if your child is under 16), are eligible to collect up to 75% of your benefit amount We covered a lot of ground! If you or your team could benefit from a little "class time" together, let me know. And yes... this will be on the final! ;) #SocialSecurity #EstatePlanningServices #ClassIsInSession Sources: https://www.irs.gov/newsroom/one-big-beautiful-bill-act-tax-deductions-for-working-americans-and-seniors; https://www.ssa.gov/faqs/en/questions/KA-01897.html; https://www.ssa.gov/pubs/EN-05-10084.pdf; https://www.ssa.gov/pubs/EN-05-10085.pdf